Terms & Conditions
Last updated: 14 July 2026
These Terms & Conditions ("Terms") govern your access to and use of the website, products, and services offered under the brand Aarshhmi, which is owned and operated by JRS GEMS AND JEWELS PRIVATE LIMITED, a company incorporated under the Companies Act, 2013 ("We", "Our", "Aarshhmi"). By accessing, browsing, or purchasing from our platform, you agree to be bound by these Terms.
Eligibility
By accessing or using our platform, you represent and warrant that you are at least eighteen (18) years of age. If you are under eighteen, you may use the platform only with the supervision and consent of a parent or legal guardian. Users who do not meet these eligibility requirements are not permitted to access or use our services.
Account Registration
To access certain features of the platform, you may be required to create an account. You agree to provide accurate, current, and complete information at the time of registration and to promptly update such information to ensure it remains accurate. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
Product Information & Authenticity
Aarshhmi offers fine jewellery crafted using lab-grown diamonds and precious metals. All diamond jewellery is accompanied by recognized gemological certification, and jewellery is hallmarked in accordance with BIS standards wherever applicable. Product images displayed on the platform are for representational purposes only. Minor variations in weight, colour, finish, or overall appearance may occur due to the nature of craftsmanship, natural characteristics, and photographic or screen display limitations. Additionally, the appearance of colour stones may vary under different lighting conditions. Such variations are inherent to the product and shall not be considered defects.
Pricing & Payments
Prices displayed are subject to change without prior notice due to fluctuations in precious metal and diamond prices. All prices are inclusive of applicable taxes unless stated otherwise. Orders are confirmed only upon successful receipt of payment. Aarshhmi reserves the right to cancel or refuse any order in case of pricing errors, stock unavailability, or suspected fraudulent activity.
Order Processing & Shipping
Orders are processed after payment confirmation. Delivery timelines are indicative and may vary due to location or unforeseen circumstances. Customers are responsible for providing accurate shipping details, and Aarshhmi is not liable for delays caused by incorrect information or events beyond its control.
Returns, Refunds, Exchanges & Cancellations
All returns, refunds, exchanges, and cancellations are governed by our separate Returns & Refund Policy and Cancellation Policy available on our website. By placing an order, you agree to be bound by these policies.
Transaction Limits & KYC
As per Indian regulatory requirements, Aadhar card and PAN Card submission is mandatory for transactions exceeding ₹2,00,000 in a single day. Self-attested documents are required for verification.
Any Purchase above the amount of 2,00,000 INR is prohibited until KYC (Adhaar and Pan card) required.
User Responsibilities
Users agree to provide accurate order and contact details and to not misuse the platform for illegal, harmful, or fraudulent activities, including but not limited to hacking, spamming, or misuse of intellectual property.
Intellectual Property
All content on this platform including designs, text, logos, images, trademarks, and brand assets are the exclusive property of Aarshhmi and/or JRS GEMS AND JEWELS PRIVATE LIMITED. Unauthorized use, reproduction, or distribution is strictly prohibited.
Limitation of Liability
Aarshhmi shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of our platform or products.
Our maximum liability, under any circumstance, shall be limited to the purchase value of the product.
Termination
We reserve the right to suspend or terminate accounts without prior notice if these terms are violated or any fraudulent or harmful activity is detected.
Third-Party Services
Certain services such as checkout, logistics, or payments may be powered by third-party partners. Their services are governed by their respective policies. Aarshhmi is not responsible for third-party operational issues beyond its control.
Communication Consent
By using our platform or providing your contact details, you consent to receive Order updates, transactional communication & Promotional messages via Email, SMS, WhatsApp, or similar channels.
You may opt out of promotional communication at any time.
Changes to Terms
Aarshhmi reserves the right to update or modify these Terms at any time. Continued use of the platform constitutes acceptance of the revised Terms.
Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. All disputes arising out of or in connection with the use of the platform or purchase of products from Aarshhmi (owned and operated by JRS GEMS AND JEWELS PRIVATE LIMITED) shall be subject to the exclusive jurisdiction of the courts of Surat.
Legal Entity Disclosure
Aarshhmi is a brand owned and operated by JRS GEMS AND JEWELS PRIVATE LIMITED, a company incorporated under the Companies Act, 2013. All transactions, invoices, and legal obligations are undertaken by JRS GEMS AND JEWELS PRIVATE LIMITED.
Acceptance
By accessing or purchasing from Aarshhmi, you confirm that you have read, understood, and agreed to these Terms & Conditions.



